Providing Peace of Mind since 1999.
WHY IS HOME OPTION SOLUTIONS DIFFERENT?
(See the comparison table below)
Home Option Solutions is significantly better in urgent selling situations than both leading alternatives:
(1) going through a real
estate agent or (2) trying to sell your home yourself. The table below clearly demonstrates how and why Home Option Solutions
caters far more to your situation of urgency and costs you far less (stress and likely dollars) than either of the best
alternatives.
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Compare the speed of our solutions to the gradual approach of a real estate agent.
(A differing incentive propels Home Option Solutions to a very instant purchase.)
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Compare the anxiety of showing your house to strangers week-after-week with the singular, immediate relief that we provide to you instantly
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Compare the many fees, commissions, and costs that you must pay when you use a real estate agent versus when you choose Home Option Solutions.
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Consider how long you must realistically continue paying mortgage payments, taxes, maintenance, and utilities under each alternative. Consider what happens with your past-due payments.
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Compare the overall peace of mind that you will experience across each scenario.
If you are still not convinced after reviewing this comprehensive table of comparison, and reading the reassuring reasoning afterward, please call Home Option Solutions and tell me your concern: 503-502-9055. Please remember, you take absolutely no risk calling Home Option Solutions first. Your other two options remain entirely open to you immediately if you do not find our fast and choice-filled proposals helpful and peaceful.
Home Option Solutions
VS. Top Alternatives in Oregon, Arizona, and Washington
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Issues Important To You:
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Real Estate Agent
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For Sale By Owner
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Home Option Solutions
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Certainty of Sale
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No
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No
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Yes (or No immediately)
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Tell
You in 48 hrs if Can Sell Now
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No
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No
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Yes
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Wrap Up Sale within 7 days
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No
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No
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Yes
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You Pay 6-7% Commission
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Yes
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No
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No
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You Pay Appraisal Fee
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Yes
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Maybe
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No
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You Pay Title Policy
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Yes
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Yes
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No
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You Pay Deed Preparation
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Yes
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Yes
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No
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You Pay Closing Fees near 3%
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Yes
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Yes
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No
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You Pay Recording Fee
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Yes
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Yes
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No
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You Pay Survey Fee
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Maybe
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Maybe
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No
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You Pay Termite Inspect.
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Maybe
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Maybe
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No
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You Pay Escrow Fees
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Yes
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Yes
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No
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You Pay Home Inspection
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Maybe
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Maybe
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No
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House Is Listed, Among Many
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Yes
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Yes
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No
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You
Spend Time/$ To Advertise
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No
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Yes
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No
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You Wait By Phone For Call
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Yes
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Yes
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No
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You
Get Nuisance/False-Hope Calls
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Maybe
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Yes
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No
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Many Strangers Visit/View
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Yes
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Yes
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No
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You Must Keep House
All-Neat
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Yes
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Yes
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No
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People
Visit House/Fake Interest
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Maybe
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Maybe
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No
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You Choose Exact Move-Date
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Maybe
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Maybe
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Yes
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Incentive to Sell Is High
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No
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Yes
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Yes
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Loyalty Is To You
First/Most
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No
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Yes
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Yes
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You Get Fair Price
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Maybe
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Maybe
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Acceptable to you
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You Get Above Market Price
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Maybe
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Maybe
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No
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Close With All Cash
Probable
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No
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No
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Yes
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Non-Assumable
Loan is Problem
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Maybe
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Maybe
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No
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You Are Given Choices
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Maybe
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Maybe
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Yes
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Home
Repairs Stand In The Way
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Maybe
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Maybe
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No
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Takes 3-6 months to find
buyer
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Yes (often)
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Yes (often)
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No
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Financing
takes add’l 45-60 days
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Yes (usually)
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Yes (usually)
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No
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Financing Falls
Through
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Maybe
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Maybe
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No
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Quick Relief from Mortgage
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Unlikely
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Unlikely
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Likely
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You’re responsible for past-due mortgage payments
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Yes
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Yes
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Not necessarily
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Eliminate Listing Agreement
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No
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Yes
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Yes
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Eliminate House Showings
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No
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No
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Yes
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Peace of Mind Achieved
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Less likely
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Least likely
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Yes
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The table that you just read demonstrates very clear differences.
Trying to sell your house on your own can be a costly, verifiable nightmare. While you continue to pay the mortgage, taxes, maintenance, utilities, and other costs, you have week-after-week of strangers trampling through your house, easily ‘spooked’ by anything that might appear to be ‘wrong’ with the house, and insincere statements of real interest in purchasing when such intention is often fleeting or entirely absent.
The real estate agent route poses its own set of problems:
Selling a house is usually an expensive and complicated process. That’s why real estate agents make thousands (and sometimes tens of thousands) of dollars on a single sale. And agents usually list five, ten, even dozens of houses at the same time—satisfied with the probability that the houses they list will sell within 3 to 6 months or longer. It is very rare that an agent can give all of his or her properties close personal attention. Using a realtor method of selling your house reduces your house to one among many.
But when Home Option Solutions buys your house, your house owns the spotlight. I am associated with a group of private investors and we buy a meaningful number of houses each month… in every price range. Home Option Solutions uses private funds that require no long, drawn-out bank approvals. So we can act fast! I can usually close within 7 days…or as little as 72 hours. And there are no commissions to pay.
The biggest difference between Home Option Solutions and listing with a real estate agent: An agent will list your house… hoping it sells within 3 to 6 months. Home Option Solutions wants to buy your house… now! The difference to you, as seller of the house, is monumental!
Keeping time in mind, don’t forget that it takes an average of 45-60 days for a committed, dedicated buyer to obtain financing approval to purchase your house—that’s 45-60 days after the buyer is found… What if the financing falls through? The whole process could easily take longer than SIX MONTHS. This is not uncommon.
Also, please keep the numbers in mind: If you have a $175,000 house and try to sell it using a real estate agent, that could mean over $12,000 in commissions, around $5,000 in closing costs, and up to $6,000 in holding costs. Consider whether the realtor truly feels how immediately you need to find a buyer while you are paying the monthly mortgage, yard maintenance costs, insurance, taxes, and utilities. Costs are a real factor when using a real estate agent.
Real Example to consider, if you use a real estate agent:
Real Example to consider, if you use a real estate
agent:
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List price of your house:
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$200,000
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Price you are offered:
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$194,000 (nat’l avg. offer price is 3% less than list price)
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YOU SACRIFICE:
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Price gap between list/offer:
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$ 6,000
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Agent commission:
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$11,640 (average 6%)
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Repairs and paint:
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$ 2,500 (more or less)
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Closing fees:
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$ 5,820 (average 3%)
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Total cost to sell w/agent:
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$25,960*
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Balance left after sale:
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$174,040 (available to pay off your mortgage, if enough)
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(you may or may not have cash left over)
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But wait, there's more... What kind of response would you get
if you asked the real estate agent to pay your mortgage and all
holding costs while it's on the market? At the very least you'd
get a "You've got to be crazy" chuckle of some sort.
Here are some additional costs...
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Mortgage Payment:
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$ 2,400 (assume 60 days for offer and negotiations)
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Taxes and Insurance:
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$ 400
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Miscellaneous:
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$ 300 (electric, water, gas utilities, maintenance, etc...)
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Mortgage Payment:
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$ 1,200 (assume financing approved/closed in 30 days)
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Taxes and Insurance:
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$ 200
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Miscellaneous:
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$ 150 (electric, water, gas utilities, maintenance, etc...)
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More realistic costs to sell w/agent:
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$30,610
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Balance left after sale:
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$169,390 (only IF the entire offer, negotiation, financing all happens within 90 days.)
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An Alternative To Sacrificing Money Unnecessarily
To avoid the high realtor-associated costs in the preceding table, and to experience an alternative first-hand, please call me at 503-502-9055. After a few questions, I am often able to present a real, actionable example of what I can offer you when we bypass the real estate listing process and cut out all unnecessary sacrifices.
Finally, consider the following:
When I buy your house ‘as is’
for a fair price
on the date of your choice,
I might help you avoid:
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Putting your house on the market entirely
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Struggling with the uncertainty of when it will sell
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Making house payments you can no longer afford
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Doing fix-up work to please a picky buyer
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Becoming an unwanted landlord
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Relying on an agent to perform or keep his/her promises
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Digging into your pockets for cash if you have little or no equity
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Relying on a bank to approve your buyer’s loan
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Having your buyer back out at the last minute
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Paying prepayment penalties
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Suffering from having the cash you need NOW tied up in your house
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Making payments on a vacant house
Let me provide…
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