Quick Video of a foreclosure auction on the county court steps. This one took place at the Alameda county courthouse in Oakland, CA
Duration : 0:3:27
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http://TheCapstoneTeam.com (510) 432-0617 Derick Drumm of The Capstone Team at Keller Williams – Two Names You Can Trust – discusses the 8 options to foreclosure.
1) Forbearance – Lender gives borrower more time to pay amount in arrears based on promise to pay.
2) Reinstatement – When a homeowner makes up all their back payments to bring the loan current.
3) Repayment Plan – An agreement with the lender that gives the homeowner a fixed amount of time to repay.
4) Refinance – Requires income, good credit and equity to support a new mortgage or deed of trust.
5) Loan Modification – Written agreement to change one or more of the original terms of the note.
6) Deed In Lieu of Foreclosure – Often referred to as a friendly foreclosure since the owner essentially gives the deed back to the bank but it is still a foreclosure.
7) Bankruptcy – A bankruptcy may allow the homeowner to discharge some debt and reorganize.
Short Sale – When the lender agrees to accept less than the total amount due on the loan.
Short Sale
Short Sales
Avoid Foreclosure
How to avoid foreclosure
Foreclosure Avoidance
Loan Mod
Loan Modification
Fremont
Newark
Union City
Hayward
Dublin
Pleasanton
Livermore
CA
California
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Bankruptcy is an effective tool in stopping foreclosure. The most important element in a bankruptcy is what is called the automatic stay. When someone files a bankruptcy, an umbrella of protection comes over them where no creditor can make a collection attempt on any of their debts. The debtor can’t be sued, foreclosed, repossessed, harassed, garnished, levied, taken a judgment against, called at home, and called at work. The automatic stay completely protects the debtor from ALL collection attempts from any creditor, including foreclosure. When the debtor proposes to the court a plan of repayment, any arrearage that exists on a home would have to be dealt with in the repayment. And if that payment fails to happen then the home could be foreclosed on in bankruptcy. But yes, filing a bankruptcy stops foreclosure and puts in place a temporary restraining order against any collection attempts on that piece of property.
Duration : 0:1:8
http://howtosavemyfamilyshome.com Learn the hidden way to save your family’s home from foreclosure. Cut 30-50% off your mortgage interest without refinancing. Call 1-888-881-5828.
Duration : 0:8:58
Pennsylvania Foreclosed Homes Source: Visit http://www.e-foreclosuresearch.com/ and Search our PA Foreclosure Listings to Save Money. Our Database includes Foreclosure Homes for Sale, Bank Foreclosures and Repossessed Properties
Duration : 0:0:42
http://howtosavemyfamilyshome.com Learn the hidden way to save your family’s home from foreclosure. Cut 30-50% off your mortgage interest without refinancing. Call 1-888-881-5828.
Duration : 0:8:58
http://www.lawofficesofbrucerichardson.com/
STOP FORECLOSURE
PREDATORY LENDING
It is a fact that certain mortgage lenders have a demonstrated history of engaging in predatory loan practices throughout the United States.
These mortgage lenders issued thousands of subprime loans, with multiple layers of risk, through mortgage brokers who regularly provided the mortgage lenders with false information that they, intentionally, recklessly or negligently failed to verify or audit.
Lenders then paid and awarded mortgage brokers, originators and others in a manner that, predictably, induced brokers to steer borrowers into costly loan products.
If you are facing a foreclosure, call me for a free consultation 1-800-985-9007.
http://www.lawofficesofbrucerichardson.com/real-estate-law.html
Duration : 0:9:43
so many people have been affected by our banking system’s financial meltdown, there is now a need for alternative financing.
I met Corey Schwartz of Serinova financial. They are a licensed mortgage broker here in Arizona. They are private investors.
So why are we talking about this? How many of you want to take advantage of foreclosure homes and buy at the auction? But you don’t have cash to close. The trick to buying at the auction is you have to pay cash. Corey and Serinova will finance you for a Foreclosure purchase at the auction.
That is not all they do. You may want to buy a Short Sale or Foreclosure home on the regular market. Buy it fix it up and flip the home. Serinova will finance this type of investment too.
Another group, for people that just went through a Short Sale or even a Foreclosure. You no longer have to wait 2 years for a Short Sale or 5 years for a Foreclosure to buy another home. You can buy today with Corey’s group at Serinova.
This is exciting that these types of financing venues are available.
Corey can be reached at 602-739-7060 and you can find out more about this company at www.Serinova.net
Just my opinion…Jeff Cameron Scottsdale McDowell Mountain Ranch Realtor specializing in Short Sale and Foreclosure homes keeping you up to date on the real estate market!
www.ArizonaBankDeals.com
Looking to be a part of our Elite Buyer Group? http://www.arizonabankdeals.com/how-to-buy-foreclosure-homes/
Recorded on February 17, 2010 using a Flip Video camcorder.
Duration : 0:3:5
Trilogy Property Solutions, the Legal Short Sale Specialists, interviews Ron Ballard, top short sale attorney on the current state of real estate market to stay on the cutting edge of helping homeowners in foreclosure with doing short sales correctly, legally, and ethically. Its our priority to constantly be aware of new California real estate regulations to make sure that everything we do is moral and abides all foreclosure laws designed to protect homeowners from people who are taking advantage of distressed homeowners. At lunch with Ron Ballard, Esq., and Jeff Watson, Esq. the two top short sales attorneys in the country, we learned even more on how to help home owners legally, correctly, and ethically in this ever changing legal climate on real estate, especially here in California!
These times are definitely exposing the greedy from the helpful. Short sales can be done ethically or unethically, and its crucial that homeowners and realtors screen the parties they get involved with carefully. Legal and ethical short sales are done with complete transparency and full disclosure to all parties; the bank, the homeowner, the realtors. This is created through the right documentation and information provided to the right parties at the right time. If someone does not know what theyre doing, they can possibly create enough chaos to lead the property straight to foreclosure.
Many realtors are not trained well enough in short sales to prevent a foreclosure, but many homeowners are going to them believing that they are the most ethical and protective of their homes. The National Association of Realtors reports that only 10-15% of short sales that realtors are negotiating prevent a foreclosure. The other 85-90% are being foreclosed on. You have to realize that realtors are in the business of finding Buyers and Sellers of homes, not in the buiness of negotiating and processing short sales with lenders. Short sale negotiating is a very specific skill set and constant training and updated legal documents insure a higher chance to avoid a foreclosure.
Trilogy Property Solutions prides themselves on their integrity, ethics, and compassion for what homeowners are going through. If you would like more information on how we can possibly find solutions for you, please call us anytime. (888) 803-0505 or email: ShortSaleCrystal@gmail.com
Duration : 0:1:51
Don’t wait the 11th hour… waiting to be foreclosed will cost you your home… and your credit. Your ability to borrow money for any purpose may be in jeopardy. “Short Sale” of your home is a much better alternative to foreclosure… if you qualify! You will need time to do this and avoid being in panic mode; so ACT NOW!!! Services available nationwide. For more information, visit my website at www.ShortSaleSecretRevealed.com, then call me. Also visit www.ShowMeTheHome.com.
Duration : 0:3:5