Duration : 0:7:27

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http://www.brandijones.com

Brandi is here to serve you. Following her family’s real estate footsteps, Brandi is skilled in the keys of real estate sales and marketing, and has been a top producer in previous career fields. A fierce competitor, Brandi balances her drive with years of experience as a customer service trainer. She began her real estate career in the field of Property Management and Commercial Leasing. Brandi is also educated in Cultural Studies, resulting in sensitivity to society’s diverse needs. Brandi’s transactions run smoothly. Her clients are pleased when they recieve the best possible price on their properties. When Brandi’s dedication to negotiation is added to her loyalty and drive her clients see the results and move into their new homes with a smile. In her spare time, Brandi can be found enjoying the Santa Cruz lifestyle with a little beach volleyball and fine dining.

http://www.davidlyng.com

Duration : 0:5:55

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Nonetheless lenders made the loans to promptly package and sell to the secondary market. Predictably, as a result of these predatory loans, scores of borrowers across America now face foreclosure, and many have already lost their home and savings.

However, borrowers do have remedies to address their foreclosure related issues. The following is a list of some of the protections afforded homeowners under Federal and state law.

FEDERAL PROTECTIONS
- Truth in Lending Law
- The Home Ownership and Equity Protection Act of 1994
- The Real Estate Settlement Procedures Act – Federal Fair Housing Act
- Federal Equal Credit Opportunity Act – National Housing Act

STATE PROTECTIONS
- General Business Law (Deceptive Practices Act)
- Existing Anti-Predatory Lending Laws
- New Anti-Lending Laws enacted by State

NON LITIGATION OPTIONS
There are also options available other than other than litigating the foreclosure issues that can enable homeowners to keep their home. Such options are:

- Negotiate the loan repayment with the lender
- Short sale
- Refinance with a new Lender
- Seek reverse mortgage (if a client is a senior citizen
- Consider a Chapter 13 bankruptcy

Homeowners that act quickly have the best chance of being able to obtain remedies for their foreclosure related issue and ultimately save their home.

http://www.lawofficesofbrucerichardson.com/real-estate-law.html

Duration : 0:1:49

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http://www.spielbergbankruptcylaw.com/

Chapter 7 Bankruptcy Attorney at Law California Twain Harte & Castro Valley Ca
We have concentrated our practice on consumer bankruptcy matters since 1990, including Chapter 7 (liquidation) and Chapter 13 (reorganization). We will also help you explore alternatives to bankruptcy. If you are considering a Chapter 11 bankruptcy filing, we can refer you to qualified counsel. To learn more, contact our office or call us at 510-886-5751 (in Castro Valley) or 209-586-0250 (in Twain Harte). He has been located in his Castro Valley office since 1977, and has been serving Tuolumne and Calaveras counties since 1988.

At our offices, we strive to bring the most value to you as we move through the bankruptcy process. Our goal is to help you get a fresh start by eliminating as much of your debt as possible while protecting as many of your assets as we can.

http://www.spielbergbankruptcylaw.com/

To help us be more cost-effective and efficient, we ask that you prepare for your first meeting with us, gathering as much information as possible, including recent pay stubs, income and deduction records, a list of your creditors and a copy of your most recent federal tax return. At our first meeting, we will review your situation, provide you with an assessment of your options, and give you the information required to complete the Congressionally mandated credit counseling course.

We have a comprehensive understanding of the changes brought about by the 2005 bankruptcy law and its recent updates. We can help you determine whether you meet the standards to file for discharge of your debt under Chapter 7. We are also familiar with non-bankruptcy alternatives, including your rights under the Fair Debt Collections Practices Act.

To set up a meeting to discuss your bankruptcy needs or alternatives to bankruptcy, contact us or call our office at 510-886-5751 (in Castro Valley) or 209-586-0250 (in Twain Harte). We keep flexible hours at our Castro Valley office and schedule weekend appointments at our Twain Harte office.
http://www.spielbergbankruptcylaw.com/

Duration : 0:1:46

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Duration : 0:2:3

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Duration : 0:3:27

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