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Archive for March 3rd, 2010

Mar
03

Help Stop Foreclosure 2

Posted by admin

You are the first step in avoiding foreclosure by taking Action. Foreclosure knowledge will be critical to help stop foreclosure by knowing how to avoid foreclosure. Key terms are the first step then learning the related information and how to use it to your advantage. Start here and do not delay. Time is not on your side when it comes to a pending foreclosure.

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I heard a lot of loan modification lawyers or representives are scammers which end up denying loan modification process. I also heard that it is hard to get approve now for loan modification. Clarify me on this one too, please? I am interested on getting loan modification so help me to good legitimate and affordable loan modification officer. Thanks. tim

Do not choice any one who solicitates you online, in the mail or on TV. Most people who are solicitating people are probably running a scam, they are charging higher rates to pay for the time and effort they are spending solitating people or they so such a bad job they can’t get business any other way. I recommend that you start by contacting well known lenders, ie wells fargo, major banks, and credit unions and see what they have to offer. You can also search online, but if you find someone online make sure that they represent a well established company with good online reviews outside of there own website.

I am looking to get a heads up on foreclosures before they hit the MLS, Does anyone know how this is done ?? Do I look for the banks or the realtors to work with ??

Well, yeah, you do need an agent, unless you are willing to pay for the access to the lists. I have found a way to get around this before I got my Real Estate License. You can search on the web for real estate foreclosures. Then, look for a site that gives you addresses or partial addresses. Then, cross-reference them on a whitepages.com or daplus.us. This way, you can possibly find the names of the owners and possibly the phone number. Then you can approach them. Try this site, too: www.reoworld.com


Depending on what chapter you qualify for tells the time frame of how long it takes. Short version: A chapter 7 if you qualify for that will take approx 4 months from start to finish. You would retain the attorney, a month later go to court, and then 3 months later get your discharge, barring there are no problems with your case. If you don’t qualify for a chapter 7, and make too much income, you go into a chapter 13 payment plan, which are payments run thru the bk court system and they usually run 5 years, depending on income, some can run for 3 years. You can review a few websites for more information: www.bcsalliance.com www.totalbankruptcy.com or www.usbankruptcy.gov Good Luck!

How about 50%? Will we have a democratic voice that is still viable if we are renters from foreign owners in our own country? They are buying up the foreclosed properties…How will that affect you and your kids 5 years from now?

can a country remain free when you go into a store and 90% of the merchandise is made in other countries?

Can a country remain free when its own govt wants to put its people out of work and import foreign workers to work cheaper? or layoff its citizens to send their jobs to china?