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Archive for February, 2010
STOP FORECLOSURE NOW NATIONWIDE !
Just get in touch with us at http://stop-foreclosure-in-tampa.com/ and see the results!
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We are a financial company looking for someone who can be an affiliate with loan modification. We have a great processor, but we need someone who can do the leg work, get the paperwork, etc. We can work out a deal. Does anyone know of companies that do this or are there any individuals we can work something out with? Thank you!
Some many answers, to find the right answer and to find a good, trusted loan lender online is very rare as a result of so numerous fraudster that claims to be true lender.
I’m posting this information to whoever is in need of loan for establishment, debt consolidation loan, business loan, personal loan and other purpose.Mr Johnson Fred Joe referred me to Mr Charles Bricks, I thought it was a joke, I contacted Mr Charles Bricks and he processed my application and helped me out.
I’m glad to let you all know that I have been able to pay my bills, start up my fashion designing shop with the loan Mr Charles gave me.
I have to also add that there are much security questions before they could approve my loan, they said due to so many bad customers, who have made away with their fund.
You can reach them on; weltland.microfinance@gmail.com
Endeavor to inform him that I Loveth Fisher referred you because they only attend to those who are referred to them.
I am considering a home loan modification and have tried other companys and find myself in a worse situation. I just wondering in Amihopealliance is a ligiment company.
I’m not sure about that. You need to be careful because there are a lot of scammers out there. You should start by checking the BBB to see if they have any complaints against them. A good site I used for my loan modification was http://www.credit-hub.net/loan-modification where I entered some details about myself and they got back to me with multiple proposals.
I’ve been doing B.PO’s for quite some time now, and I’ve also been in R.E for several years. I’ve contacted a few places but I never seem to get anywhere. Does anybody know how I can talk to the right people and eventually get some of these listings?
Talk to the loss mitigation department with the lender you wish to work with. Where I live there is one guy who gets ALL of the REOs.
Feb
25
25
how can i stop foreclosure on my home with little or no money to work with,am in texas and 5 payments behind?
Posted by admin
all the stop foreclosure sites want money up front but am really not sure they can really stop foreclosure
Take a look at this page for more detail on some of your options!!!!
http://www.thetruthaboutmortgage.com/foreclosure-help/
You need to do something quickly before your options run dry.
Feb
25
25
what are the real estate risk when you own property in a "community state" and your spouse has bad credit?
Posted by admin
I own real estate (which I owned prior to getting married) and am considering purchasing another home in my name only. My recent husband has very poor credit (we live in a "Community property" state)
He will still own 50% of the house, you can not leave him out in a community property state. The house will be subject to any collections, etc that he may have.
http://www.stopforeclosure-fast.com/sf.html assists those in pre-foreclosure. Don’t pay others until you see your options. We will save you money and time. Visit the website now.
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I’m attempting to do so in order to reduce my monthly on my home but Wachovia has been less than helpful in this. They keep pushing back the date when they will allow homeowners to go thru with the process citing that they are still updating and preparing themselves for the process. Also, what happens if the loan modification is denied? Will I continue paying the same rates as normal? No penalties or hazards of any kind? Thank you.
I am assuming from your post that you already determined that you cannot refinance.
Are you late on payments? Do you have a "hardship"?
Impossible to answer your question without more info…
I suggest considering all of your options and getting a free pre-approval.
My husband and I currently going through the home loan modification process. Has anyone else gone through the process? What was your experience and did you notice a negative impact on your credit report. They are telling us at Bank of America that the trial payments will not be applied to your loan right away but be put in escrow account until the modification is perm, then they will be applied the oldest past due balance. They will report to the credit agencies that you are 30 days late on your payments too. Also it was pure hell to get this far. We have never been behind or late, but we have exhausted our savings, borrowed money from family, and husbands 401k. This is all do to a job loss and some health issues on my part. Please tell me your experience with this process, also has anyone dealt with Bank of America?
It has taken 4 tries to get this far. the one thing that concerns me is that when they recieve your modifcation payments they put them in escrow and don’t apply them to your mortgage payments until the modification is final. so all along they report the credit agencies that you are late, so no mater what you do it will impact your credit in some way. You think they would bend over backwords so they could prevent the cost of foreclosure fees they would have to pay. But these banks just are so hard to work with. 1st 3 times they said we didn’t have enough income…duh that’s why we applied. then the 4th time they sent the trial modification payment plan. we also looked at refinancing but it would have added to our balance of the loan and only lowered our payments by like $50.00 where the modification has lowered them by $160.00 something.
Also to refinance was like $5000 we had to pay $400 up front then the rest of the $5000 would have been added to loan balance after we have worked so hard to get the balance down.
Attention: Landlord……we did do the loan modification to increase our spendable amount we did it because we were afraid of lossing our home, do my job loss and my continuing illness. you have not right to judge unless you know the circumstances. Alls making home afordable program is for people having a hardship problem that might make them become late on payments, you don’t have to be late or behind on payments to qualify. lead about it. I don’t care for you attitude or answer. I don’t know how you ever became a top contributor.
I am amazed you received a modification with you not being in foreclosure. The program is to avoid foreclosure, not increase your spendable income. I would say they were easy on you, not hard at all. There are people who honestly need their loan modified that can’t.
You can expect your credit rating to drop about 200 points before this all said and done.